Investor News

To Our Shareholders, Customers and Friends:

Service is the heart of what has made The Citizens Bank a profitable investment and a valued resource to its community. Service has become even more crucial as Americans watch Wall Street's very public troubles impact the economy. Like much of the country, our market saw layoffs and cutbacks. Our customers have sought us, the people they trust the most, to serve them well. The relationships and services offered by The Citizens Bank have more appeal now than ever before.

The Citizens Bank continues to be a strong financial force in its community. Each year marks a renewal in the commitment of The Citizens Bank to serve our customers.

We listen carefully to what our customer have to say. We continue to be inspired by our loyal customers and the hard work of our employees. We thank our directors who help guide our course through this new economic environment. We are excited about our future and look forward to the continued support and friendship of our customers.

Please explore the rest of the website at your leisure. If you have questions, comments or concerns please feel free to let us know.

Sincerely,
Bryan Starner, President & CEO