Consumer Section

Loan Products

The Citizens Bank Auto Loan

Auto
We offer financing through local car dealers and also make direct loans to consumers for new and used vehicles. Our auto loan rate is as low as 2.75%. Apply Now!

Personal Installment
Whether you want money for a computer, boat, motorcycle or other personal needs, an installment loan is the answer for you. Apply Now!

Credit Cards
VISA is available with no annual fee. Carry our Travel Visa card, with current rates as low as 8.99%, and take a little piece of home with you wherever you go. Apply Now!

The Citzens Bank Home Equity Loan

Home Equity
Put that equity to work for you! With a home equity loan you can consolidate higher interest rate debt, add that room addition, pay college tuition or use the money for whatever your needs may be. We offer term or line of credit options. You may be able to borrow up to 90% of your home's value. Apply Now!

Construction
We offer construction loans for building that dream home. Interest only payments are required. Apply Now!

The Citizens Bank Ready Reserve

Ready Reserve
Write yourself a loan anytime you need it with a Ready Reserve. Simply withdrawal what you need by check, ATM or in person and the money will automatically transfer from your pre-approved credit line into your checking account. A listing of your activity is included with your monthly statement. Apply Now!

Home Mortgage
Purchasing, refinancing or just looking to prequalify we have all the solutions you will need. Our team of experts is local and dedicated! Apply Now!

  • Conventional, FHA, VA & Rural Housing Loans
  • Fixed Rates
  • Low & NO Down Payment Loans Available
  • Construction Loans
  • Property Rehabilitation Loans