The Citizens Bank offers a number of commercial loan options with flexible rates and terms. You can expect immediate service and quick, local approval when you are in need of extra money to help you and your business meet financial goals.

Our experienced lenders will see you through every step of the lending process, make sure that the loan process runs smoothly and provide personalized service throughout the term of your loan.


Term Loans

Perfect for your business if you need to purchase equipment, vehicles and other facilities needed to run your daily operations. If you're interested in growing your business, this may be the loan for you. Various terms to meet the cash flow needs of your business.

Line of Credit

Line of Credit

Are your company's funds tied up in accounts receivable? A line of credit may be your answer for financing inventory or other business needs. Term up to 12 months. Repayment options molded to fit your business opportunities.

Real Estate Loans

Looking into Investment Real Estate? Purchasing commercial or industrial property? A Commercial Real Estate Loan with the Citizens Bank can be your answer. Amortization up to 25 years with competitive rates.

Construction Loans

From retail and rental buildings to housing developments, financing through our Commercial Construction Program helps our market and your business grow. Terms and rates vary based on complexity of the project.