FAQ

What is a payday loan?

Payday loans are products that are issued by microfinance organizations to individuals for a short period of time – usually 2 to 3 weeks, sometimes a month – and for a small amount: up to $5,000. These financial products are funds that can be issued simply and quickly. The interest rate is set depending on the client: the more loans are repaid successfully, the more reasonable terms will be offered.

In what states are you working?

Our online referral service has a lisence to work in almost all US states except for Arkansas, West Virginia, New York, Vermont.

It means citizens of these mentioned states should visit another bank service to apply for a loan.

What are rates and terms of personal payday loans?

Personal payday loans have definite terms and rates. But our company is a referral service that has no such information provided. This informatio will be provided by a lender directly.

What are available loan amounts?

The lenders from our network offer loans from $100 up to $5,000. Each lender provides its own qualification requirements. The loan amount may be increased considering how you pay for a previous personal loan.

How to qualify for a loan?

There are several requirements to qualify for a same day personal loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Is your company a lender?

No, we are. Our company is a referral service. It implies that we collaborate with different online lenders that offer financial products. We are not dealing with money transferral or making desicions whether a client is a approved for a loan or not. We just connect a client with a lender with the most favorable trms and rates.

How to apply for a loan?

All the procedure is conducted online. The application is filled out online. All the data is protected by secure protocols that encrypt customers’ personal data. After having filled out an application form, your request will be prossessed online and redirected to lenders with suitable terms.